*Lockdown in VIC take 2
-Some small businesses unfortunately wont survive the second round.
*Sharp fall in home loan approvals data
Conflicting data because -> there are some incredable offers out there at the moment and the retention teams of most banks are running in overdrive with price matching and cashback to stay.
*Great rates being advertised at the moment
-some lenders no longer doing pre-approval
-brokers losing business to banks/other brokers
*extension of repayment holidays
-Dangers of repayment holidays
-Some smaller lenders cant/wont do it
-Jobkeeper policies still in there works.
*Super... some people have depleted their Super during this period. That said, some lenders will accept it as contribution as long as the story makes sense.